Ketiz Singh

Ruby Punzalan’s Tragic Accident: The Unfair Reality of No Fault Insurance

Picture this: Ruby Punzalan, a hardworking manager at an A&W in North Vancouver, was just going about her day when a car in the Drive-Thru crashed into the restaurant, splashing burning oil all over her face and body. It was a terrifying moment that changed her life forever.

A Life Turned Upside Down

Ruby spent three weeks in the ICU, fighting for her life with the help of life support. She endured a month-long burn recovery process, but the physical scars are just a small part of the pain she continues to face.

The Legal Roadblock

Despite the traumatic experience, the driver responsible for the accident was only charged with driving without due care and attention, which typically results in just a fine and driving prohibition. This means Ruby has no legal recourse against the driver or ICBC for compensation.

Under the new no fault insurance system, victims like Ruby are denied the right to sue for injuries sustained in motor vehicle accidents unless the driver is charged and convicted of a criminal offense. This unfair reality leaves Ruby without the financial security she needs to rebuild her life.

A Call for Change

Ruby’s message to the provincial government is clear: they must reconsider the no fault insurance law. The current system prioritizes saving money for ICBC over properly compensating the victims of tragic accidents like hers.

With 90% of her wages being paid by WorkSafe BC, Ruby faces an uncertain future. A successful lawsuit could have given her the financial stability she desperately needs to move forward, but now she feels like a prisoner in her own home.

It’s time for a change. Ruby’s story is a powerful reminder of the importance of standing up for what’s right and fighting for justice, especially when the system fails to protect those in need.

Let’s join Ruby in speaking out against injustice and advocating for fair treatment for all victims of accidents. Together, we can make a difference and ensure that no one is left behind in their time of need.