Hey guys, it’s Mark! So, you know how tough it can be to save money, right? I used to be deep in debt, feeling like it was impossible to get out. But guess what? I found a way, and I’m gonna share it with you today.
Once, I got convinced to buy a car with a credit card, and guess what? The car broke down, leaving me with a huge bill and a bad credit score. It felt like my life was a sinking ship, but I decided to turn it around.
First, I started tracking every penny I spent. Like, every single penny! It was like patching up the hole in my sinking ship, you know? And I realized, those subscriptions – like Netflix and mystery boxes – were draining my money without me even realizing!
Setting targets was key for me. It gave me direction and helped me resist spending on unnecessary stuff. And trust me, it works wonders! Plus, waiting 24 hours before buying anything saved me from many impulse purchases, like that jet ski I almost bought!
Debts were a big burden on me, but paying off high-interest debts first was a game-changer. It was like getting a 20% return on the stock market! And living frugally doesn’t mean living miserably – it’s just about finding cheaper alternatives without sacrificing what you love.
Increasing my income was the final piece of the puzzle. I picked up side hustles, saved 100% of that money, and invested wisely. It wasn’t easy, but it was totally worth it. And hey, debt isn’t always bad – if you use it wisely, it can actually help you grow your net worth.
Before you go, remember – subscribe, hit that notification bell, and smash that like button! Let’s grow our wealth together. See you in the next video!
Ketiz Singh 
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